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Agency banking outlet in Kenya processing customer transactions
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Agency Banking in Kenya: How to Become a Bank Agent, the CBK Guideline, Commissions, Capital and the Real Operations Math

Agency banking turns ordinary Kenyan shops into bank branches. This guide breaks down the Central Bank of Kenya framework, eligibility, application paperwork for Equity, KCB and Co-op, the commission structure, working capital requirements and the operational discipline an agent needs to make the business profitable.

May 25, 2026 9 min read
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